174 Fire Route 55
North Kawartha, ON
- 3 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
Rare opportunity to own a 3-bedroom, 1-bathroom cottage on Loon Call Lake. Escape to the country and leave your worries behind. Set on 1.83 acres in North Kawartha, offering approximately 390 feet of waterfront, the shoreline features a mix of clean, sandy, rocky and natural areas, providing a variety of waterfront enjoyment. Located within Kawartha Highlands Provincial Park and just minutes from the amenities of Apsley, this property offers a balance of privacy and convenience. This cottage is simple and functional, providing the essentials for enjoying weekends and summers at the lake. Whether you're swimming, paddling, fishing, or relaxing by the water, this property offers an opportunity to experience cottage living in a peaceful natural setting.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $2,737
Price History
Property
- Style
- Bungalow
- Construction
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Piers
- Interior
- None
- Lot Size
- 118 x 129 Metres
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 4
- Parking Features
- Lane
Structures
- Other Structures
- Other
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Anstruther Lake Road
- Zoning
- SR
- Parcel Number
- 282860092
- Possession
- 30-59 days
- Occupancy
- Owner
Included
- Inclusions
- Fridge, stove, microwave dock, bunkie, kayaks, canoe, paddle boat as is condition - furniture inside and out. Shed, TV in living room, futon in bunkie included.
- Exclusions
- Personal items, cooler outside on deck, picnic table, contents of shed and bunkie, wall decor
- Rental Items
- N/A
Waterfront
- Water Body
- Loon Call Lake
- Shoreline
- Clean, Mixed, Natural
- Docking
- Private
Schools
Elementary
- Apsley Central Public School4.2 km
Public · Kawartha Pine Ridge DSB · 175 students
Grade 3 reading: 71% met the provincial standard · Grade 6 math: 52% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in North Kawartha · last 12 months
- Median sold price
- $560,000
- Homes sold
- 92
- Median days on market
- 37
- Sale-to-list price
- 93.5%
Based on 92 recorded sales of residential freehold properties in North Kawartha over the last 12 months.
Rooms
3-piece on Main
Main
- Bathroom8' x 8'
- Bedroom 27' x 9'5"
- Bedroom 37' x 9'5"
- Foyer6'3" x 5'9"
- Kitchen8'7" x 20'
- Living Room13'6" x 15'6"
- Primary Bedroom9' x 9'11"
Listed by
Century 21 United Realty Inc.
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
What this home costs
Based on $29,990 down (5.45%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$3,300
- Property tax(from the listing)$228
- Heating(estimated)$200
- Home insurance(estimated)$137
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$29,990
- Land transfer tax(calculated)$7,473
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$1,664
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$1,100
- Home inspection(estimated)$400
- Water test and septic inspection (optional)(estimated)$700
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
This listing shows a well or septic system. Lenders and insurers usually want a water test and a septic inspection; they are in the cash breakdown as an optional line.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,685/mo (20% down, 5.5%)
Taxes: $228/mo · Insurance: $137/mo
Estimates only. Consult a financial advisor.
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