196 Lingham Street
Belleville, ON
- 4 bed
- 2 bath
- approx. 700-1100 sqft
- Detached
Welcome to this well-cared-for detached bungalow in Belleville, offering comfortable living in a desirable neighbourhood. This inviting home features 3+1 bedrooms and 2 full bathrooms, including a private ensuite and a walk-in closet in the primary bedroom.The main level offers a bright and functional layout with a spacious combination living and dining room, quality laminate flooring, and a kitchen with plenty of oak cupboards for ample storage and workspace. A convenient main floor laundry adds to the home's practicality, while inside entry from the garage provides everyday ease.The mostly finished lower level is bright and versatile, requiring only a drop ceiling to complete the space. It also features a walk-out through patio doors to the fenced backyard, perfect for entertaining, relaxing, or enjoying outdoor space with family and pets.Additional highlights include generous storage throughout the home and a double driveway with parking for up to four vehicles. A fantastic opportunity to own a move-in-ready bungalow with space, comfort, and convenience in Belleville.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $3,864
Price History
Listing history
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Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block
- Interior
- None
- Lot Size
- 39.79 x 59.59 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 4
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Emily St and Lingham St
- Parcel Number
- 405130154
- Possession
- Immediate
- Occupancy
- Vacant
Included
- Inclusions
- Stove, Fridge, Dishwasher and all ELFs
Schools
Elementary
- Holy Rosary Catholic School0.8 km
Catholic · Algonquin and Lakeshore CDSB · 250 students
Grade 3 reading: 78% met the provincial standard · Grade 6 math: 28% met the provincial standard
- Prince of Wales Public School0.9 km
Public · Hastings & Prince Edward DSB · 320 students
Grade 3 reading: 56% met the provincial standard · Grade 6 math: 20% met the provincial standard
- St Michael Catholic School1 km
Catholic · Algonquin and Lakeshore CDSB · 560 students
Grade 3 reading: 73% met the provincial standard · Grade 6 math: 27% met the provincial standard
Secondary
- Nicholson Catholic College1 km
Catholic · Algonquin and Lakeshore CDSB · 490 students
Grade 10 literacy: 87% met the provincial standard
- St Theresa Catholic Secondary School1.7 km
Catholic · Algonquin and Lakeshore CDSB · 775 students
Grade 10 literacy: 84% met the provincial standard
- Eastside Secondary School1.8 km
Public · Hastings & Prince Edward DSB · 985 students
Grade 10 literacy: 69% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K8N
- Population
- 30,393
- Private dwellings
- 13,782
- Median age
- 48
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Belleville · last 12 months
- Median sold price
- $500,000
- Homes sold
- 756
- Median days on market
- 30
- Sale-to-list price
- 97.0%
Based on 756 recorded sales of residential freehold properties in Belleville over the last 12 months.
Rooms
3-piece on Main, 3-piece on Main
Main
- Bedroom 210' x 9'
- Bedroom 310' x 9'
- Kitchen11'1" x 10'10"
- Living Room17'7" x 13'3"
- Primary Bedroom15'1" x 10'3"
Lower
- Bedroom13'1" x 8'
- Recreation26' x 12'9"
Listed by
THE CANADIAN HOME REALTY INC.
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
What this home costs
Based on $22,495 down (5%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$2,713
- Property tax(from the listing)$322
- Heating(estimated)$110
- Home insurance(estimated)$112
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$22,495
- Land transfer tax(calculated)$5,473
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$1,368
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$900
- Home inspection(estimated)$400
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,197/mo (20% down, 5.5%)
Taxes: $322/mo · Insurance: $112/mo
Estimates only. Consult a financial advisor.
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