923 Silver Leaf Drive
Otonabee-South Monaghan, ON
- 2 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
This is your chance to own a 4-season home on premium south-facing waterfront property on Rice Lake! Enjoy swimming, boating, and fishing all day. Wake up each morning to the brilliant sunrise over the water from your spacious deck and take your family for rides in your 23 ft. Glastron bowrider with an economical 5.7 liter Merc stern drive. Enjoy stargazing nights under the clear sky after taking in the beautiful sunsets from the dock. Well-maintained and updated bungalow filled with natural light. Open concept living and dining room with cozy propane fireplace. Large primary bedroom. 29 by 8 ft south-facing deck overlooking a level lot and an easy walk to 26 by 6 ft ariel dock. Drilled well and water equipment, hot water tank (owned), vinyl siding, shingles, insulation, electrical panel, electrical wiring and fixtures, all plumbing and fixtures, 2500 gallon cement septic holding tank 2009. All reconstruction was done to code with permits and inspections from the municipality. 3 pc bath 2021, Armor Stone 2021, heat pump / AC 2022, paved drive 2025, clean laminate floor throughout, all appliance included. There is a backup generator wired into the home but no automatic switch (the generator must be manually switched on during an electrical outage). Miles of boating on the Trent System to unlimited small towns, cities, and restaurants to explore by boat and excellent fishing. Rice lake is also part of a major snowmobile trail connecting Southern Ontario to all the northern trails, conditions permitting. Only 20 minutes to Peterborough and 25 minutes to 407.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $3,149
Price History
Property
- Style
- Bungalow
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Post & Pad
- Interior
- Carpet Free, Generator - Partial, Propane Tank, Upgraded Insulation, Water Heater Owned, Water Treatment
- Lot Size
- 50 x 112 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
- Parking Features
- Front Yard Parking, Private
Structures
- Other Structures
- Barn, Garden Shed, Shed
Utilities
- Water
- Drilled Well
- Sewer
- Holding Tank
- Heat Source
- Electric
Location & Legal
- Cross Street
- Wood Duck and Silver Leaf Drive.
- Zoning
- Seasonal/ Recreational Dwelling
- Parcel Number
- 280200214
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- All Appliances, Aluminum ariel dock system, retractable canvas awning, all electrical light fixtures propane fireplace / stove in liv rm, heat pump / air conditioning, submersible well pump, UV light sediment filter, water softener, electric hot water tabk, 23ft Glastrone Bowrider with 5.7 liter merc stern drive.
- Rental Items
- 2 propane tanks.
Waterfront
- Water Body
- Rice Lake
- Shoreline
- Soft Bottom, Weedy
- Docking
- Private
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Otonabee-South Monaghan · last 12 months
- Median sold price
- $595,000
- Homes sold
- 95
- Median days on market
- 40
- Sale-to-list price
- 93.9%
Based on 95 recorded sales of residential freehold properties in Otonabee-South Monaghan over the last 12 months.
Rooms
3-piece on Main
Main
- Bedroom 29' x 8'
- Dining Room14'9" x 9'2"
- Kitchen12'10" x 9'
- Laundry8'2" x 7'10"
- Living Room14'9" x 14'
- Primary Bedroom13'10" x 13'4"
Listed by
RE/MAX Jazz INC.
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
What this home costs
Based on $37,490 down (5.99%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
Rented equipment from the listing: 2 propane tanks. (monthly amount not listed, not included).
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$3,729
- Property tax(from the listing)$262
- Heating(estimated)$200
- Home insurance(estimated)$156
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$37,490
- Land transfer tax(calculated)$8,973
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$1,880
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$1,250
- Home inspection(estimated)$400
- Water test and septic inspection (optional)(estimated)$700
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
This listing shows a well or septic system. Lenders and insurers usually want a water test and a septic inspection; they are in the cash breakdown as an optional line.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,051/mo (20% down, 5.5%)
Taxes: $262/mo · Insurance: $156/mo
Estimates only. Consult a financial advisor.
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