30882 Hwy 28
Bancroft, ON
- 3 bed
- 1 bath
- approx. 1100-1500 sqft
- Rural Residential
Located just outside the town of Bancroft, this charming 3-bedroom, 1-bathroom home offers comfortable living in a convenient country setting, just minutes from town amenities. The home features main floor laundry, a functional layout and plenty of space for family living. Outside, enjoy a level, grassy backyard with room for gardening, entertaining or simply relaxing. The property also includes a spacious 24' x 32' detached double car garage, ideal for vehicles, storage, hobbies or a workshop. Complete with a drilled well and septic system, this property offers the perfect blend of country living and convenient access to everything Bancroft has to offer. A great opportunity for first-time buyers, families or those looking to enjoy a quieter lifestyle close to town.
Listing Details
- Taxes (2026)
- $3,054
- Originally Listed
- $310,000
Price History
Property
- Style
- 1 1/2 Storey
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete, Stone
- Interior
- Primary Bedroom - Main Floor, Water Heater Owned
- Lot Size
- 123.9 x 279.7 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 2
- Total Parking
- 4
- Parking Features
- Lane, Private
Structures
- Other Structures
- Out Buildings
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Oil
Location & Legal
- Cross Street
- Hwy 28E, Lakeview Rd
- Zoning
- RUR
- Parcel Number
- 400710236
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, stove, washer, dryer, freezer, hot water tank owned
- Exclusions
- Personal items
Schools
Elementary
- York River Public School0.8 km
Public · Hastings & Prince Edward DSB · 205 students
Grade 3 reading: 41% met the provincial standard · Grade 6 math: 45% met the provincial standard
- Our Lady of Mercy Catholic School1.8 km
Catholic · Algonquin and Lakeshore CDSB · 255 students
Grade 3 reading: 94% met the provincial standard · Grade 6 math: 33% met the provincial standard
- North Hastings High School - Elementary (Elementary)1.8 km
Public · Hastings & Prince Edward DSB · 175 students
Secondary
- North Hastings High School1.7 km
Public · Hastings & Prince Edward DSB · 450 students
Grade 10 literacy: 69% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Bancroft · last 12 months
- Median sold price
- $375,000
- Homes sold
- 79
- Median days on market
- 40
- Sale-to-list price
- 92.7%
Based on 79 recorded sales of residential freehold properties in Bancroft over the last 12 months.
Rooms
3-piece on Main
Second
- Bedroom 217'11" x 10'7"
- Bedroom 314'1" x 10'7"
Main
- Bathroom7'7" x 6'11"
- Bedroom8'5" x 10'6"
- Dining Room10'8" x 13'8"
- Kitchen10'6" x 8'7"
- Laundry9'5" x 16'8"
- Living Room19'6" x 9'11"
Basement
- Other6'9" x 13'4"
- Utility Room23'11" x 20'4"
Listed by
Ball Real Estate Inc.
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
What this home costs
Based on $14,950 down (5%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$1,803
- Property tax(from the listing)$255
- Heating(estimated)$250
- Home insurance(estimated)$75
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$14,950
- Land transfer tax(calculated)$2,960
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$909
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$598
- Home inspection(estimated)$400
- Water test and septic inspection (optional)(estimated)$700
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
This listing shows a well or septic system. Lenders and insurers usually want a water test and a septic inspection; they are in the cash breakdown as an optional line.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,460/mo (20% down, 5.5%)
Taxes: $255/mo · Insurance: $75/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?