12 Cosgrove Lane
Stirling-Rawdon, ON
- 4 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
Set on a picturesque 3.4-acre country lot, this private retreat also includes 43 feet of owned waterfront on beautiful Rylstone Lake, located at the end of the road. Surrounded by mature trees and peaceful landscapes, the property offers a serene country setting just 25 minutes north of Belleville, with breathtaking views from every window. Enjoy the best of lake life throughout the seasons: boating, canoeing, fishing and swimming in the warmer months, and skating in winter. Spend quiet evenings on the deck or gathered around a campfire, watching the fireflies and the midnight stars. Inside, the open-concept living area features a cozy wood-stove, creating a warm and inviting space to relax or entertain. The home offers four bedrooms and a walk-up basement with a separate side entrance, providing excellent potential for an in-law suite or additional living space. Callaghan's Rapids Conservation Area is within walking distance, with its scenic limestone riverbed, waterfalls, and popular kayaking and swimming spots. The Crowe River system and nearby trail networks, including the Trans Canada Trail, offer opportunities for hiking, cycling and ATVing. Local farms, country markets and equestrian facilities add to the rural appeal. The charming community of Marmora is just minutes away for everyday amenities. With its peaceful country setting, acreage and owned waterfront on Rylstone Lake, this property offers a wonderful opportunity to enjoy nature and outdoor recreation year-round.
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Listing Details
- Taxes (2025)
- $2,953
- Listed
- September 29, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 51-99
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete Block
- Interior
- In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater
- Lot Size
- 153.25 x 108.03 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 1
- Total Parking
- 6
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Harmony Lane / Cosgrove Lane
- Zoning
- LSR
- Parcel Number
- 403400151
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, stove, washer, dryer, & dishwasher
- Exclusions
- TV wall mount, basement and both bedroom shelving
- Rental Items
- Propane Tank
Waterfront
- Water Body
- Rylstone Lake
- Shoreline
- Natural
- Docking
- Private
Schools
Elementary
- Sacred Heart Catholic School4.8 km
Catholic · Algonquin and Lakeshore CDSB · 140 students
Grade 3 reading: 83% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0K
- Population
- 115,850
- Private dwellings
- 53,153
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $83,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Stirling-Rawdon · last 12 months
- Median sold price
- $485,000
- Homes sold
- 80
- Median days on market
- 30
- Sale-to-list price
- 95.6%
Based on 80 recorded sales of residential freehold properties in Stirling-Rawdon over the last 12 months.
Listed by
Royal Lepage Proalliance Realty
Walk Score
Walk
Bike
Scores by Walk Score®
Location
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Mortgage Calculator
$107,000
Estimated Monthly Payment
$2,628
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,628/mo (20% down, 5.5%)
Taxes: $246/mo · Insurance: $134/mo
Estimates only. Consult a financial advisor.
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