13 Concession Street
Stone Mills, ON
- 4 bed
- 1 bath
- approx. 1500-2000 sqft
- Detached
Welcome to small-town living at its best in the charming hamlet of Tamworth, Ontario. Built in 1900, this character-filled 4-bedroom, 1-bathroom home offers space, warmth, and practicality in a location that puts you steps from the downtown core, local shops, and even the nearby bakery. Set on a large fully fenced lot, the property is surrounded by beautiful flowerbeds that add colour and charm throughout the seasons. Enjoy relaxing outdoors on the deck, entertaining family and friends, or simply taking in the peaceful atmosphere that makes village living so appealing. Inside, the home offers a functional layout with main-level laundry and added comfort from two pellet stoves that help create a warm and inviting feel throughout the colder months. Important updates were completed in 2016, including the roof, windows, and generator hookup, providing peace of mind for years to come. The detached 2-car garage offers excellent storage and workspace potential, while an additional room inside the home presents an opportunity to add your own finishing touches. The building materials for the project are already on site and included with the sale, making it easy for the next owner to complete the space to their liking. If you've been looking for a property with character, practical updates, outdoor space, and the charm of rural village life, this Tamworth home is ready to welcome its next chapter.
Listing Details
- Taxes (2025)
- $2,391
Price History
Listing history
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Property
- Style
- 1 1/2 Storey
- Age
- 100+
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Generator - Partial, Water Heater
- Lot Size
- 56.2 x 167.07 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 1
- Total Parking
- 3
- Parking Features
- Private Double
Utilities
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Concession and Bagot
- Zoning
- HR
- Parcel Number
- 450540187
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, stove, washer, dryer
- Rental Items
- Hot Water Tank
Schools
Elementary
- Tamworth Elementary School0.3 km
Public · Limestone DSB · 145 students
Grade 3 reading: 74% met the provincial standard · Grade 6 math: 36% met the provincial standard
- St Patrick Catholic School4.7 km
Catholic · Algonquin and Lakeshore CDSB · 50 students
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0K
- Population
- 115,850
- Private dwellings
- 53,153
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $83,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Stone Mills · last 12 months
- Median sold price
- $525,000
- Homes sold
- 109
- Median days on market
- 37
- Sale-to-list price
- 95.7%
Based on 109 recorded sales of residential freehold properties in Stone Mills over the last 12 months.
Rooms
3-piece on Ground
Second
- Bedroom 214'11" x 11'2"
- Bedroom 37'11" x 12'11"
- Bedroom 47'11" x 12'10"
- Primary Bedroom18'5" x 11'2"
Ground
- Bathroom10'10" x 6'8"
- Breakfast11'5" x 9'3"
- Dining Room12'9" x 12'10"
- Family Room14'10" x 15'2"
- Foyer6'3" x 5'1"
- Kitchen11'5" x 9'3"
- Living Room11'3" x 18'7"
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
What this home costs
Based on $24,300 down (5%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
Rented equipment from the listing: Hot Water Tank (monthly amount not listed, not included).
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$2,931
- Property tax(from the listing)$199
- Heating(estimated)$220
- Home insurance(estimated)$122
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$24,300
- Land transfer tax(calculated)$6,195
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$1,477
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$972
- Home inspection(estimated)$400
- Water test and septic inspection (optional)(estimated)$700
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
This listing shows a well or septic system. Lenders and insurers usually want a water test and a septic inspection; they are in the cash breakdown as an optional line.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,373/mo (20% down, 5.5%)
Taxes: $199/mo · Insurance: $122/mo
Estimates only. Consult a financial advisor.
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