654 A Chimo Road
Greater Madawaska, ON
- 5 bed
- 3 bath
- approx. 2000-2500 sqft
- Detached
Set on approximately 2.7 acres on Black Donald Lake, this four-season waterfront home offers a natural sandy beach, crystal-clear water, west-facing exposure, all-day sun and spectacular sunsets. Full of warmth and character, the home features vaulted ceilings throughout, pine walls, 5 bedrooms and 3 bathrooms. The spacious great room offers a high-efficiency wood-burning fireplace, while a stunning floor-to-ceiling stone fireplace creates a focal point in the living room and continues into the finished basement. A sunroom and spacious foyer provide additional space for family and guests. Outdoors, enjoy a natural creek and bridge, private trails throughout the woodlands, an expansive deck, oversized dock, gazebo, wood-burning sauna, workshop and lakeside fire pit, with approximately 6 feet of water depth off the dock for swimming and boating. The property is well suited for year-round enjoyment, with swimming, boating, water sports, hiking, ATV trails, Calabogie Highlands Golf Resort and Calabogie Motorsports Park in the warmer months, and skiing, snowboarding, skating and renowned snowmobiling throughout the winter. Calabogie Peaks, Ontario's tallest public ski mountain, is just 8 km away, while Calabogie Highlands Golf Resort and Calabogie Motorsports Park are approximately 20 km away and Ottawa is approximately one hour away. The home is equipped with a furnace, central air conditioning, a smart thermostat that can be controlled remotely and supplemental baseboard heating. Chimo Rd S is maintained year-round, including winter snow removal through the Chimo Road Cottage Association, and is home to many year-round residents. Notable updates include the home and gazebo roofs (2020), furnace (2025), A/C (approx. 2018) and dock (2021). With year-round road access, four-season amenities and endless recreation both on the property and throughout Calabogie, this waterfront home is designed to be enjoyed in every season.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $4,684
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block
- Interior
- Primary Bedroom - Main Floor, Sauna, Central Vacuum
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 10
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Chimo St S /Centennial Lake Rd
- Parcel Number
- 573760449
- Possession
- Immediate
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, Window Coverings, Electrical Lighting Fixtures, Sauna.
- Exclusions
- None
- Rental Items
- Two Propane Tanks
Waterfront
- Water Body
- Black Donald Lake
- Shoreline
- Sandy, Rocky
- Docking
- Private
Community
Postal area K0J
- Population
- 34,322
- Private dwellings
- 19,885
- Median age
- 52.4
- Average household size
- 2.3
- Median household income
- $76,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Greater Madawaska · last 12 months
- Median sold price
- $470,250
- Homes sold
- 64
- Median days on market
- 40
- Sale-to-list price
- 94.8%
Based on 64 recorded sales of residential freehold properties in Greater Madawaska over the last 12 months.
Rooms
2 × 3-piece on Main, 3-piece on Basement
Main
- Bathroom8'3" x 5'
- Bathroom8'3" x 6'11"
- Bedroom8'2" x 11'6"
- Bedroom11'2" x 8'
- Bedroom11'3" x 11'7"
- Bedroom11'5" x 21'
- Dining Room15'11" x 9'4"
- Family Room16'6" x 31'1"
- Foyer11'5" x 17'7"
- Kitchen8'4" x 12'4"
- Living Room12'9" x 19'6"
- Sunroom20'1" x 17'5"
Basement
- Bathroom5'4" x 6'
- Bedroom9'9" x 10'11"
- Living Room18'4" x 12'7"
- Recreation9'9" x 25'4"
Listed by
ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Walk Score
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Location
Street View
What this home costs
Based on $84,900 down (7.72%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
Rented equipment from the listing: Two Propane Tanks (monthly amount not listed, not included).
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$6,438
- Property tax(from the listing)$390
- Heating(estimated)$220
- Home insurance(estimated)$275
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$84,900
- Land transfer tax(calculated)$18,455
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$3,245
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$2,198
- Home inspection(estimated)$400
- Water test and septic inspection (optional)(estimated)$700
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
This listing shows a well or septic system. Lenders and insurers usually want a water test and a septic inspection; they are in the cash breakdown as an optional line.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $5,367/mo (20% down, 5.5%)
Taxes: $390/mo · Insurance: $275/mo
Estimates only. Consult a financial advisor.
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