14 Waite Court
Marmora and Lake, ON
- 4 bed
- 1 bath
- approx. 1500-2000 sqft
- Detached
This four season home or cottage is sure to have the space for all generations. The North West facing waterfront property on crystal clear Dickey Lake has a sandy/gravel entry, and you can dive off the dock. Good for all ages. The home is situated on a four season road with garbage and recycling pickup, and it is even on the school bus route. The home features 3 main floor bedrooms, a sunken living area and a formal dining area. This is a very bright and cheery home with tons of natural light from all the large windows. There is a second story space currently set up with bed space and a hangout spot for the kids, but it could easily be a separate suite with a private entrance. The attached two car garage is a huge feature in cottage country with 9' doors to easily accommodate boat storage and still get your vehicle in. There is a bonus room at the back of the garage with large windows facing the water and patio door access which would make an incredible games room or man cave. There is so much potential with all this space and this Lake has a great community feeling. Don't overlook this opportunity. This would make a great family home or cottage with incredible waterfront and close to ammenities.
Listing Details
- Taxes (2026)
- $5,022
- Originally Listed
- $729,000
Price History
Property
- Style
- Chalet
- Age
- 51-99
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block
- Interior
- None
- Lot Size
- 101 x 156 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 4
- Parking Features
- Private Double
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Waite Road & Jade Court
- Zoning
- Residential
- Parcel Number
- 406190284
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Most furnishings as viewed.
- Exclusions
- Boat, Sea doo & personal belongings.
- Rental Items
- N/A
Waterfront
- Water Body
- Dickey Lake
- Shoreline
- Clean, Deep, Natural
- Docking
- Private
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Marmora and Lake · last 12 months
- Median sold price
- $414,250
- Homes sold
- 78
- Median days on market
- 40
- Sale-to-list price
- 94.1%
Based on 78 recorded sales of residential freehold properties in Marmora and Lake over the last 12 months.
Rooms
4-piece on Second
Third
- Primary Bedroom24'11" x 23'6"
Second
- Bathroom9'11" x 9'3"
- Bedroom 213'1" x 9'9"
- Bedroom 39'11" x 9'8"
- Bedroom 413'1" x 17'3"
- Dining Room14'9" x 10'8"
- Foyer5'3" x 9'10"
- Kitchen9'2" x 9'10"
Main
- Living Room19' x 15'
- Other
Basement
- Other
- Other13'1" x 22'6"
Listed by
Ball Real Estate Inc.
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
What this home costs
Based on $42,900 down (6.31%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$4,038
- Property tax(from the listing)$419
- Heating(estimated)$200
- Home insurance(estimated)$170
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$42,900
- Land transfer tax(calculated)$10,055
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$2,036
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$1,358
- Home inspection(estimated)$400
- Water test and septic inspection (optional)(estimated)$700
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
This listing shows a well or septic system. Lenders and insurers usually want a water test and a septic inspection; they are in the cash breakdown as an optional line.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,316/mo (20% down, 5.5%)
Taxes: $419/mo · Insurance: $170/mo
Estimates only. Consult a financial advisor.
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