89 Smith's Bay Avenue
Prince Edward County, ON
- 3 bed
- 3 bath
- approx. 3000-3500 sqft
- Detached
Some waterfront homes are about the view. Others are about how the whole property makes you feel. Set on Smith's Bay with direct access to Lake Ontario, this spacious 3-bedroom bungalow offers room to spread out, incredible outdoor living, and a setting that feels peaceful, private and connected to nature. Here are 5 reasons to take a closer look: ONE: Waterfront you can actually enjoy. Take in wide views across Smith's Bay from the house, deck and waterfront seating area, with a natural shallow shoreline that's perfect for kayaking, paddling and simply slowing down by the water. TWO: Outdoor living in every season. A large deck, waterfront pergola, gazebo, sunroom and hot tub give you multiple places to relax, entertain or take in the view depending on the weather or time of day. THREE: Nature is part of everyday life. Swans, turtles, migrating birds and even a resident bald eagle are regular visitors, while the park next door creates an open, expansive feel with no neighbour directly beside you. FOUR: Space that works for real life. Over 3,300 sq. ft. above grade with 3 bedrooms, 3 bathrooms, a dramatic vaulted great room, separate family room, office/den and excellent flexibility for guests or multi-generational living. FIVE: A community people genuinely care about. The neighbourhood has a welcoming, connected feel, with neighbours who know one another and regular community gatherings throughout the year. Add in an extra-wide double garage, generator, steel roof, updated crawl space, and thoughtful accessibility features, and you've got a waterfront home that offers both lifestyle and substance.If you've been looking for a home where the water, wildlife and outdoor space become part of everyday life, this one deserves a closer look. This may be your opportunity to Call The County Home.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $6,529
- Listed
- October 21, 2026
Price History
Listing history
Sign in to view
Property
- Style
- Bungalow
- Age
- 31-50
- Construction
- Brick
- Roof
- Shingles, Metal
- Foundation
- Poured Concrete
- Interior
- Auto Garage Door Remote, Countertop Range, Built-In Oven, Generator - Full, In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned, Workbench, Wheelchair Access, Water Purifier, Water Treatment
- Lot Size
- 101.72 x 352.41 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 8
Utilities
- Water
- Reverse Osmosis, Water System, Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Smith's Bay and County Road 8
- Zoning
- HR / EP
- Parcel Number
- 550880419
- Possession
- 60-89 days
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Cook Top, Built in Oven, Washer, Dryer, Dishwasher, Hot Tub, Custom Window Coverings
- Exclusions
- Primary Bedroom Ensuite Light Fixture (to be replaced prior to closing)
- Rental Items
- Propane Tanks
Waterfront
- Water Body
- Lake Ontario
- Shoreline
- Shallow, Natural
- Docking
- Private
Community
Postal area K0K
- Population
- 115,850
- Private dwellings
- 53,153
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $83,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Prince Edward County · last 12 months
- Median sold price
- $595,000
- Homes sold
- 439
- Median days on market
- 41
- Sale-to-list price
- 95.3%
Based on 439 recorded sales of residential freehold properties in Prince Edward County over the last 12 months.
Rooms
2-piece on Main, 2 × 3-piece on Main
Main
- Bedroom 215'5" x 10'10"
- Bedroom 314'4" x 12'10"
- Den14'7" x 25'9"
- Family Room18' x 15'7"
- Great Room
- Kitchen20'3" x 12'10"
- Laundry8'8" x 10'6"
- Primary Bedroom25'6" x 15'
- Sunroom15'5" x 14'10"
Listed by
Keller Williams Energy Real Estate
Mortgage Calculator
$215,000
Estimated Monthly Payment
$5,281
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $5,281/mo (20% down, 5.5%)
Taxes: $544/mo · Insurance: $269/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?